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Rates

Share Accounts

Rates as of October 1, 2013
Rates are subject to change without notice

Account Type

Minimum Deposit

APR

APY*

Share

$5.00**

0.01%

0.01%

Money Market

 

Up to $25,000.00

Over $25,000.01

0.01%

0.01%

0.01%

0.01%

IRA Share

$25.00**

0.01%

0.01%

IRA Money Market

Up to $25,000.00

Over $25,000.01

0.01%

0.01%

0.01%

0.01%

Christmas Club

 **

0.01%

0.01%

Vacation Club

 **

0.01%

0.01%

10 Month Club

 **

0.01%

0.01%


Checking Accounts

Rates as of October 1, 2013
Rates are subject to change without notice

 

Account Type

Minimum Deposit

APR

APY*

Standard Checking

 

0.00%

0.00%

50 Plus Checking

 ***

0.00%

0.00%

Money Market Checking

$5,000.00

0.01%

0.01%

Dividend
Checking

Paid up to $5,000.00 2.47% 2.50%

 

Share/IRA Certificates

Rates as of August 22, 2013
Rates are subject to change without notice

TERM

Minimum Deposit

APR

APY*

1 Year

$1,000.00

.15%

.15%

2 Year

$1,000.00

.20%

.20%

3 Year

$1,000.00

.25%

.25%

 4 Year

$1,000.00 

.30% 

 .30%

 5 Year

$1,000.00 

 .40%

 .40%

 

     
   

 

 

   

 

 

*Annual Percentage Yield

**Dividends are paid on balances of $105.00 and above.

***Must be 50 or above to qualify for this account.

The Annual Percentage Yield assumes dividends are compounded monthly and will remain on deposit until maturity.

The dividend rates are subject to change at the discretion of the of St. Tammany Federal Credit Union Board of Directors.

A early withdrawal penalty will be accessed for any early withdrawal.

A withdrawal of dividends may reduce earnings.

Fees may reduce earnings.


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